Unless otherwise stated, the services and products on this website are intended for use by residents of the United Kingdom only and are not aimed at or intended for use by residents of any other country.

Where any information on this website constitutes a financial promotion for the purposes of the Financial Services and Markets Act, it is issued and approved by Fluent in Money for distribution and use in the UK only.

This website is designed to be accessed through its principal home pages and such other pages as we may decide. If you access the site through individual pages directly, which are not designed for this purpose, you may not see important information that is relevant to information on this website.

Access to and use of this website is at your own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including but not limited to loss of data, computer virus infection, spyware or any other malicious software.

The contents of this website do not purport to provide any financial, investment or professional advice and nothing on the pages of this website shall be deemed to constitute the offer or provision of financial, investment or other professional advice in any way.

The contents of this website, including these terms and conditions of use, are subject to change by us without notification.